Frequently Asked Questions

Timeshares sell 'points' with no real equity. CoChalet provides real property ownership—you own a deeded share that appreciates. There's a transparent resale market, no high-pressure sales tactics, and your ownership is legally registered.

You can sell your share at any time. CoChalet provides support to connect buyers and sellers. Contact us to learn more about exit options.

Usage is governed by a co-ownership agreement registered with the property. Each owner has guaranteed access with a fair system for peak periods. Contact us to learn more about scheduling.

Real estate carries market risk. We mitigate this through: (1) Conservative appreciation assumptions, (2) Premium locations with strong fundamentals, (3) Professional management that protects asset value, and (4) Risk mitigation built into our projections.

Three layers of trust: (1) Partner financial institutions handle all financing—your mortgage is with established lenders, not us. (2) Funds are held in escrow until closing. (3) Our founder is Founding-One—with significant personal capital in the first property. Skin in the game.

Contact us for detailed financial projections. Our fractional ownership model is designed to build real equity over time while providing guaranteed annual usage—compare this to rental spending that builds zero equity.

Premium fractional models target high-net-worth buyers with significant entry costs. CoChalet is designed for the Quebec market with accessible entry, partner financing options, and a locally compliant legal structure. We're accessible, not exclusive.

The co-ownership agreement includes dispute resolution mechanisms. CoChalet manages all operations—you never need to coordinate with other owners. Think of it like a condo: you own your unit, the management company handles everything else.

No. CoChalet is structured as real estate co-ownership for personal enjoyment and capital appreciation. This is real estate, not a security. Contact us to learn more about our legal structure.

The Alpine Circle is our community of visionaries shaping CoChalet's future. Members get: (1) Priority access to our flagship property, (2) Alpine Circle pricing locked for life, (3) Direct input on property selection and amenities, and (4) Priority consideration for future properties. Contact us to learn how to join the Alpine Circle.

Our flagship property is launching soon for the Alpine Circle. Members will be invited to subsequent properties as we scale across premier destinations. Contact us for timeline details.

Everything: property taxes, insurance, utilities, maintenance, cleaning, concierge services, and professional management. No surprise assessments. No hidden fees. All-inclusive monthly dues.

Before every owner arrival, our team conducts a comprehensive inspection to ensure everything is perfect. Nothing is left to chance—your property is always ready.

Like having your own Alfred—our concierge team knows your preferences and anticipates your needs. Your pillow type is remembered, your coffee is ready on arrival, your preferred temperature is set, your grocery preferences are stocked, and your gear is stored and waiting. Every visit feels like coming home.

Each property is shared among a group of owners. The exact number varies by property and ownership model to ensure optimal scheduling and usage. Contact us to learn about current availability and ownership structures.

Ownership percentages vary by model and property. All ownership is deeded and legally registered. Contact us for specific ownership details for properties you're interested in.

Usage allocation depends on your ownership model and the property. All owners receive guaranteed annual access with fair scheduling for peak periods. Contact us to discuss usage options that fit your lifestyle.

Indivision is a form of co-ownership recognized under the Quebec Civil Code where multiple parties own undivided shares of a property. Each owner has a registered deed and real equity. The Convention d'Indivision governs the rights and obligations of all co-owners.

Yes. CoChalet works with partner financial institutions to offer financing options for qualified buyers. Contact us to learn about current financing availability and requirements.

Each owner's share is independently financed and owned. If an owner defaults, the co-ownership agreement includes provisions to protect other owners. CoChalet manages these situations to minimize impact on the ownership group.